Checking Accounts
Everyday banking with instant notifications, early direct deposit and no monthly maintenance fee on qualifying balances.
No monthly fee with $1,500 average balance
Personal
Everyday banking, handled properly.
Accounts, cards and borrowing with transparent pricing, dependable service and protection built in.
Products
Choose the account that fits
Savings Accounts
Tiered rates that rise with your balance, round-up transfers and goal buckets to keep plans on track.
Up to 4.15% APY on tiered balances
Credit Cards
Cashback and travel cards with clear terms, instant card freeze and virtual numbers for online purchases.
Up to 2% unlimited cashback
Personal Loans
Fixed-rate borrowing for consolidation, home improvement or life events, with no early repayment penalty.
$2,500 – $75,000 · terms 12–84 months
Everyday tools
Small features that make a difference
Mobile deposits
Photograph a cheque and see funds credited the same business day.
Spend insights
Automatic categorisation with monthly summaries you can export.
Card controls
Freeze, unfreeze and set travel or merchant limits instantly.
Automated saving
Rules that move money aside on payday, without thinking about it.